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Think outside your bank!

For your next mortgage

What you need to know when contacting your mortgage lender as of March 19:

Each scenario will be reviewed individually by servicing teams & they will advise of client options
Programs are being considered for clients who are currently being impacted financially due to our current environment
Clients will need to provide details on how their financial situation is currently being impacted
Servicing can only make decisions based on what is happening currently, not what may be in the future
Service centers are currently experiencing very high call & email volumes, response times will be delayed

Lender Contact Information:
ATB Financial 1-800-332-8383
B2B 1-800 263 8349 or
BMO Financial Group 1-877-895-3278
Bridgewater Bank 1-866-243-4301
CIBC 1-800-465-2422
CMLS Financial 1-888-995-2657 or
Optimum 1-866-441-3775 or
Equitable 1-866-407-0004 or
Connect First 403-520-8000
Chinook Financial 403-934-3358
First Calgary Financial 403-736-4000
First National Financial LP 1-888-488-0794 or
Haventree Bank 1-855-272-0051
HomeEquity Bank 1-866-331-2447 or
Home Trust Company 1-855-270-3630 or
HSBC 1-888-310-4722
ICICI Bank 1-866-726-0825 or
Lendwise 1-800-675-7022, Option 4
Manulife 1-866-677-4366 or
MCAP 1-800-265-2624
MERIX Financial 1-877-637-4914 or
Marathon 1-855-503-6060
National Bank 1-888-835-6281
RBC 1-866-809-5800
RFA (formerly Street Capital) 1-877-416-7873 or
RMG 1-866-809-5800 or
Scotiabank 1-800-472-6842
Servus Credit Union
TD 1-866-222-3456
We’re here to help you navigate the next few months.  Call me if you have any questions.



Why Choose Trisha?

Alberta and BC’s “Go-To” Mortgage Broker.

I believe that your mortgage needs to be flexible enough to handle life’s adventures.   Many people don’t anticipate that they may need to make a change mid way through their mortgage term when they buy a home.  It is an exciting time and there is lots going on. But life happens. Kids happen. Work happens. Stuff happens. You can see a lot of change in five years so your mortgage needs to be nimble.  Anyone can get you a great rate. The key is to understand that great rate. That is where an experienced agent (me) comes into the picture.  Sometimes, that ultra low rate is the right product.  If it is, I will ensure that you are armed with the right information so you have no surprises down the road.  I like to have a comprehensive discussion and develop a plan to structure your mortgage and finances so you understand your cash flow and mortgage terms.

It is important to know that what you want to spend each month and what a bank will lend you are different numbers.  Often dramatically different. Hint…the banks will give you a lot of money.  This is important stuff  to think about as you decide how much you can afford. Do you ski?  Mountain bike?  Travel?  Plan to start a family or go back to school?  These are all important factors in your personal affordability. If you are shopping for a rate to use with your bank,  remember that I offer great rates from the start. But consider this when deciding who to work with: I will be here with you when your mortgage comes up for renewal. This is my business and I am invested in my community. I have been here for the long term and will continue to provide guidance down the road.  You become my client for life!